Welcome to Luminary Financial. By accessing this website, submitting your information, or using our services, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use our website or services.
1. Services
Luminary Financial provides financial education, consultation, insurance-related services, retirement planning assistance, and other financial solutions. The information provided on this website is for informational purposes only and should not be considered legal, tax, or investment advice.
2. Eligibility
By using this website, you confirm that:
You are at least 18 years old.
The information you provide is accurate and complete.
You have the legal capacity to enter into this agreement.
3. No Financial Guarantee
Any financial strategies, products, or recommendations discussed by Luminary Financial do not guarantee specific financial outcomes or investment returns. Individual results may vary based on personal circumstances.
4. User Responsibilities
You agree to:
Provide truthful and accurate information.
Use this website only for lawful purposes.
Not attempt to interfere with the security or operation of the website.
5. Communications Consent
By submitting your information, you consent to receive communications from Luminary Financial via phone calls, email, SMS, and other electronic means regarding your inquiry, appointments, services, and promotional offers.
You may opt out of marketing communications at any time by following the unsubscribe instructions or replying STOP to text messages where applicable.
6. Privacy
Your privacy is important to us. Information collected through this website is handled in accordance with our Privacy Policy.
We do not sell your personal information to third parties.
7. Intellectual Property
All website content, including text, graphics, logos, images, videos, and other materials, is the property of Luminary Financial unless otherwise stated and may not be copied or reproduced without written permission.
8. Third-Party Links
Our website may contain links to third-party websites. Luminary Financial is not responsible for the content, policies, or practices of those websites.
9. Limitation of Liability
To the fullest extent permitted by law, Luminary Financial shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website or reliance on any information provided.
10. Disclaimer
The information on this website is provided "as is" without warranties of any kind, either express or implied.
Nothing on this website constitutes legal, tax, accounting, or investment advice. Users should consult qualified professionals before making financial decisions.
11. Changes to These Terms
Luminary Financial reserves the right to modify these Terms & Conditions at any time. Changes become effective immediately upon posting on this website.
12. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the state in which Luminary Financial operates, without regard to conflict of law principles.
13. Contact Information
If you have questions regarding these Terms & Conditions, please contact us.
Email: [[email protected]]
Phone: [+1 219-730-0369]